✔ DO's

• Read SID / SAI / KIM of the scheme before investing.
• Complete KYC (CKYC / KRA) and risk profiling before your first transaction.
• Invest based on your goals, risk appetite, and time horizon — not on tips or short-term market noise.
• Review your portfolio at least annually with the distributor.
• Check your Consolidated Account Statement (CAS) regularly for all folios.
• Keep your bank details, PAN, address, and nominee details updated.
• Use SCORES and SMART ODR for unresolved complaints.
• Ask questions about scheme risk, exit load, expense ratio, and commission before investing.

✘ DON'Ts

• Do NOT invest without understanding your own risk profile.
• Do NOT share OTP, password, UPI PIN, or login credentials with anyone — including our staff or purported AMC staff.
• Do NOT expect guaranteed returns from any mutual fund scheme.
• Do NOT invest above your risk ceiling; if you choose to do so, the transaction will be execution-only with a written unsuitability acknowledgement.
• Do NOT ignore unsuitability communications — read and sign them carefully.
• Do NOT decide based on past returns alone — past performance is not indicative of future returns.
• Do NOT fall for schemes or impostors promising unrealistic returns or quick profits.
• Do NOT transfer money to personal accounts; only use AMC-specified bank accounts or the BSE STAR MF platform.

Investor Charter — Our Commitment

Sun Pacific Capital commits to:

• Act in the investor's best interest as per the AMFI Code of Conduct.
• Conduct risk profiling before any scheme recommendation.
• Disclose all commissions transparently.
• Not guarantee or promise any specific returns.
• Resolve investor grievances within 15 working days.